Money Train: the slot that started a dynasty
Money Train is the 2019 Relax Gaming release that launched one of the most copied bonus rounds in modern slots. It is a Wild West heist built around a single special feature, and everything that made the later sequels famous starts here. In our testing it is a thrill when the bonus hits and a long, dry wait when it does not. Here is the honest version.
The mechanics
Money Train runs on a five by four grid with 40 fixed paylines, so you win when three to five matching symbols line up from left to right. During the bonus the grid can stretch up to seven reels, which is part of how the big results build. The base game is deliberately plain. It is a holding pattern that exists to deliver you to the one feature that matters. If pay line slots and grid formats are new to you, our slots guide walks through the basics without the jargon.
The Money Cart bonus
The whole game points at the Money Cart respin round. Trigger it and the screen clears to a special board where coin symbols carry cash values and a set of modifier symbols do the work. You start with three respins, and every new symbol that lands resets the counter back to three, so a busy board can keep going for a long time. The persistent collector and persistent payer symbols are the ones you want, because they revisit every value on the grid each spin. When collectors, payers and multipliers stack together the round snowballs, and that stacking is how the headline wins are made. There is a Feature Buy option where it is allowed, letting you pay straight into the bonus.
RTP, volatility and the ceiling
The default RTP is 96.20%, which sits a touch above the industry average, and the Feature Buy build runs closer to 98% in some lobbies. Be aware that operators in certain markets ship a reduced version near 90%, so the figure your casino runs really does matter. Checking it in the game information panel is the habit our RTP guide recommends for every title. Volatility is very high, so wins are infrequent and the swings are large. The maximum win is 20,000x your stake. That is smaller than the later Money Train games, but it is still an extreme outcome that most sessions never come close to. Read our volatility guide before you decide this fits your bankroll.
How to play Money Train
To play Money Train, set a stake you are comfortable losing across a long run of empty spins, because the base game pays little until the bonus arrives. Use the demo first to see how rarely the Money Cart triggers and how much it can vary when it does. If you are tempted by the Feature Buy, treat it as a fast way to reach the bonus and an equally fast way to spend your budget, not as a shortcut to profit. Buying does not change the long term math. The smart approach is a fixed session limit and the discipline to stop when you hit it, win or lose.
The verdict
Strengths: a genuinely original bonus round, clean Relax production, and the historical weight of being the game everyone else borrowed from. Weaknesses: a flat base game, multiple RTP versions including poor ones, and variance that can feel punishing. Money Train is an entertainment product for players who already enjoy high risk slots, not a plan. Set a budget, try a free spins offer or the demo first, and play at a licensed casino from our reviews. For the studio behind it, see our Relax Gaming review. 18+, gamble responsibly.
Money Train FAQ
What is the max win on money train?
The maximum win is 20,000x your stake. It builds in the Money Cart bonus when collectors, payers and multipliers stack together, so it is a rare result rather than something to expect on a normal session.
Is money train high volatility?
Yes, it is rated very high volatility. Wins are infrequent and the base game is quiet, so only play with money you can afford to lose across long dry spells. The Money Cart bonus is where almost all the value sits.
Where can I play Money Train?
You can play Money Train at licensed casinos that carry Relax Gaming titles. Use our casino reviews to find a properly regulated site, check the RTP version in the game info first, and set a deposit limit before you start. 18+.